{"id":9063,"date":"2017-06-17T08:00:22","date_gmt":"2017-06-17T06:00:22","guid":{"rendered":"https:\/\/droitetcroissance.fr\/?p=9063"},"modified":"2019-09-04T09:20:57","modified_gmt":"2019-09-04T07:20:57","slug":"bail-ins-et-resolution-bancaire-en-europe","status":"publish","type":"post","link":"https:\/\/droitetcroissance.fr\/en\/2017\/06\/bail-ins-et-resolution-bancaire-en-europe\/","title":{"rendered":"Bail-ins et r\u00e9solution bancaire en Europe"},"content":{"rendered":"[spb_column width=”1\/3″ el_position=”first”] [spb_single_image image=”5911″ image_size=”full” frame=”noframe” intro_animation=”fade-in” full_width=”no” lightbox=”yes” image_link=”http:\/\/droitetcroissance.fr\/wp-content\/uploads\/2015\/01\/Slides-Bail-ins-and-Bank-Rolution-in-Europe.pdf” link_target=”_blank” width=”1\/1″ el_position=”first last”] [\/spb_column] [spb_column width=”2\/3″ el_position=”last”] [spb_text_block pb_margin_bottom=”no” pb_border_bottom=”no” width=”1\/1″ el_position=”first last”]\n

Par Thomas Philippon<\/a> et Aude Salord<\/a><\/p>\n

L’objectif du “bail-in” est de forcer, en l’espace d’un week-end, les cr\u00e9anciers et actionnaires de l’\u00e9tablissement financier d\u00e9faillant \u00e0 absorber les pertes, ce avant toute intervention publique. Ce rapport donne un compte-rendu critique de l’avanc\u00e9e de l’Union Bancaire Europ\u00e9enne (tant sur le volet supervision, que sur le volet r\u00e9solution) en prenant comme point de comparaison la r\u00e9glementation am\u00e9ricaine (Partie 1). Ce compte-rendu est ensuite compl\u00e9t\u00e9 par des \u00e9tudes de cas (Partie 2) et une s\u00e9rie de recommandations (Partie 3). L\u2019application du pouvoir de bail-in en mati\u00e8re de r\u00e9solution bancaire est particuli\u00e8rement d\u2019actualit\u00e9 depuis le d\u00e9but de la crise des banques italiennes en 2017. En juin 2017, le pouvoir de bail-in a \u00e9t\u00e9 appliqu\u00e9 \u00e0 Banco Popular et a conduit \u00e0 l\u2019\u00e9viction des actionnaires et des cr\u00e9anciers juniors, dans le cadre de l\u2019application de la nouvelle directive europ\u00e9enne relative \u00e0 la r\u00e9solution bancaire. En revanche, l\u2019Etat italien a engag\u00e9 17 milliards d\u2019euros pour sauver deux banques r\u00e9gionales v\u00e9nitiennes, Veneto Banca et Banco populare di Vicenza fin juin 2017, ce pour des consid\u00e9rations d\u2019ordre essentiellement politique. Un tel sauvetage, qui repr\u00e9sente une exception notable \u00e0 l\u2019application du pouvoir de bail-in, a \u00e9t\u00e9 rendu possible par l\u2019interpr\u00e9tation large du m\u00e9canisme d\u2019aide d\u2019Etat pr\u00e9vu par la directive et constitue une remise en cause de la cr\u00e9dibilit\u00e9 du volet r\u00e9solution de l\u2019Union Bancaire Europ\u00e9enne sur le plan international.<\/p>\n

>>> voir la pr\u00e9sentation<\/a><\/p>\n

>>> lire l’int\u00e9gralit\u00e9 du rapport<\/a><\/p>\n[\/spb_text_block] [\/spb_column]\n","protected":false},"excerpt":{"rendered":"

[spb_column width=”1\/3″ el_position=”first”] [spb_single_image image=”5911″ image_size=”full” frame=”noframe” intro_animation=”fade-in” full_width=”no” lightbox=”yes” image_link=”http:\/\/droitetcroissance.fr\/wp-content\/uploads\/2015\/01\/Slides-Bail-ins-and-Bank-Rolution-in-Europe.pdf” link_target=”_blank” width=”1\/1″ el_position=”first last”] [\/spb_column] [spb_column width=”2\/3″ el_position=”last”] [spb_text_block pb_margin_bottom=”no” pb_border_bottom=”no” width=”1\/1″ el_position=”first last”] Par Thomas Philippon et Aude Salord L’objectif du “bail-in” est de forcer, en l’espace d’un week-end, les cr\u00e9anciers et actionnaires de l’\u00e9tablissement financier d\u00e9faillant \u00e0 absorber les pertes, ce avant toute intervention publique. Ce rapport […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_rsvp_to":"","_rsvp_max":"","_rsvp_show_attendees":"","_rsvp_instructions":"","simple_price":"","simple_price_label":"Billets","venue":"","_template_start_hour":"","_template_start_minutes":"","_sked_minutes":"","_sked_stop":"","_sked_duration":"","_payment_gateway":"Cash or Custom","_rsvp_currency":"USD","_sked_hour":"12","_sked_end":"13:00","rsvp_tx_template":0,"_rsvp_start":0,"_rsvp_deadline":0,"_rsvp_deadline_daysbefore":"0","_rsvp_deadline_hours":"0","_rsvp_reg_daysbefore":"0","_rsvp_reg_hours":"0","_rsvp_count_party":"1","_timezone":"Europe\/Paris","_rsvp_on":false,"_add_timezone":false,"_convert_timezone":false,"_calendar_icons":true,"_rsvp_end_display":false,"_rsvp_rsvpmaker_send_confirmation_email":false,"_rsvp_confirmation_after_payment":false,"_rsvp_confirmation_include_event":false,"_rsvp_count":true,"_rsvp_yesno":true,"_rsvp_captcha":false,"_rsvp_login_required":false,"_rsvp_form_show_date":false,"_show_rsvpmaker_options":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"footnotes":"","_jetpack_memberships_contains_paid_content":false},"categories":[836,869,891],"tags":[],"yoast_head":"\nBail-ins et r\u00e9solution bancaire en Europe - 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